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According to Investopedia, “ Senator Elizabeth Warren popularized the so-called ‘50/30/20 budget rule’ (sometimes labeled ‘50-30-20’) in her book, All Your Worth: The Ultimate Lifetime Money Plan. kaflam 50 mg The basic rule is to divide up after-tax income and allocate it to spend: 50% on needs, 30% on wants, and socking away 20% to savings